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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $271,932 | $167,362+62.5% | $143,799+89.1% | $134,532+102.1% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -16.34% | 0.47%-16.8pp | -0.04%-16.3pp | 418.27%-434.6pp |
| Employer contribution / active EE | $2,004 | $5,620-64.3% | $4,952-59.5% | $4,741-57.7% |
| Participant deferral / active EE | $6,587 | $6,447+2.2% | $5,638+16.8% | $6,401+2.9% |
| Admin fee / account holder | $2,045 | $18,094-88.7% | $14,677-86.1% | $11,429-82.1% |