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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,755 | $201,264-88.2% | $184,185-87.1% | $145,978-83.7% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 10.57% | 29.00%-18.4pp | 28.81%-18.2pp | 550.52%-539.9pp |
| Employer contribution / active EE | $2,378 | $7,021-66.1% | $6,426-63.0% | $4,662-49.0% |
| Participant deferral / active EE | $6,210 | $9,806-36.7% | $9,132-32.0% | $6,690-7.2% |
| Admin fee / account holder | $1,705 | $16,376-89.6% | $13,909-87.7% | $13,400-87.3% |