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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,755 | $201,370-88.2% | $184,256-87.1% | $145,897-83.7% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 10.57% | 29.05%-18.5pp | 28.85%-18.3pp | 552.29%-541.7pp |
| Employer contribution / active EE | $2,378 | $7,024-66.1% | $6,427-63.0% | $4,663-49.0% |
| Participant deferral / active EE | $6,210 | $9,808-36.7% | $9,133-32.0% | $6,689-7.2% |
| Admin fee / account holder | $1,705 | $16,364-89.6% | $13,899-87.7% | $13,390-87.3% |