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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,470 | $27,936-76.8% | $58,561-89.0% | $75,173-91.4% |
| Participation rate | 43.8% | 38.8%+4.9pp | 50.9%-7.1pp | 67.2%-23.5pp |
| Annual return | 55.27% | 44.21%+11.1pp | 4251.33%-4196.1pp | 160.72%-105.4pp |
| Employer contribution / active EE | $1,000 | $670+49.3% | $1,053-5.1% | $2,671-62.6% |
| Participant deferral / active EE | $1,441 | $1,202+19.9% | $1,923-25.1% | $4,126-65.1% |
| Admin fee / account holder | $11 | $1,727-99.4% | $2,520-99.6% | $5,651-99.8% |