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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,288 | $101,591-41.6% | $147,096-59.7% | $74,429-20.3% |
| Participation rate | 53.5% | 75.5%-22.0pp | 82.2%-28.7pp | 67.2%-13.7pp |
| Annual return | 21.66% | 8746.45%-8724.8pp | 419.75%-398.1pp | 1368.38%-1346.7pp |
| Employer contribution / active EE | $1,159 | $3,813-69.6% | $4,936-76.5% | $2,625-55.9% |
| Participant deferral / active EE | $3,522 | $7,302-51.8% | $8,071-56.4% | $4,348-19.0% |
| Admin fee / account holder | $1,349 | $1,750-22.9% | $13,005-89.6% | $1,944-30.6% |