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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,288 | $101,672-41.7% | $147,117-59.7% | $74,478-20.4% |
| Participation rate | 53.5% | 75.5%-22.0pp | 82.2%-28.7pp | 67.2%-13.7pp |
| Annual return | 21.66% | 8757.83%-8736.2pp | 420.54%-398.9pp | 1370.56%-1348.9pp |
| Employer contribution / active EE | $1,159 | $3,813-69.6% | $4,932-76.5% | $2,626-55.9% |
| Participant deferral / active EE | $3,522 | $7,305-51.8% | $8,065-56.3% | $4,350-19.1% |
| Admin fee / account holder | $1,349 | $1,753-23.0% | $12,993-89.6% | $1,946-30.7% |