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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $139,613 | $115,814+20.5% | $101,275+37.9% | $158,982-12.2% |
| Participation rate | 63.2% | 79.4%-16.2pp | 75.8%-12.7pp | 82.0%-18.8pp |
| Annual return | 20.11% | 56.16%-36.0pp | 46.48%-26.4pp | 302.99%-282.9pp |
| Employer contribution / active EE | $2,280 | $4,176-45.4% | $3,660-37.7% | $4,763-52.1% |
| Participant deferral / active EE | $6,973 | $4,958+40.6% | $4,371+59.5% | $5,983+16.5% |
| Admin fee / account holder | $3,476 | $7,249-52.0% | $5,948-41.6% | $11,252-69.1% |