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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,599 | $60,229-72.4% | $90,766-81.7% | - |
| Participation rate | 75.8% | 66.7%+9.1pp | 75.7%+0.1pp | - |
| Annual return | 45.83% | -8.37%+54.2pp | -12.16%+58.0pp | - |
| Employer contribution / active EE | $1,559 | $1,436+8.6% | $2,922-46.6% | - |
| Participant deferral / active EE | $3,893 | $3,579+8.8% | $4,565-14.7% | - |
| Admin fee / account holder | $1,760 | $2,834-37.9% | $8,446-79.2% | - |