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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,739 | $201,344-38.0% | $184,243-32.3% | $145,877-14.5% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 11.08% | 29.01%-17.9pp | 28.82%-17.7pp | 551.28%-540.2pp |
| Employer contribution / active EE | $5,906 | $7,022-15.9% | $6,427-8.1% | $4,663+26.7% |
| Participant deferral / active EE | $8,206 | $9,807-16.3% | $9,132-10.1% | $6,691+22.7% |
| Admin fee / account holder | $7,049 | $16,382-57.0% | $13,914-49.3% | $13,402-47.4% |