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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,725 | $165,381-74.2% | $149,730-71.5% | $158,966-73.1% |
| Participation rate | 80.0% | 84.6%-4.6pp | 82.5%-2.5pp | 82.0%-2.0pp |
| Annual return | 19.95% | 348.29%-328.3pp | 276.70%-256.7pp | 302.95%-283.0pp |
| Employer contribution / active EE | $2,027 | $5,104-60.3% | $4,645-56.4% | $4,762-57.4% |
| Participant deferral / active EE | $6,341 | $7,182-11.7% | $6,843-7.3% | $5,983+6.0% |
| Admin fee / account holder | $902 | $10,809-91.7% | $9,310-90.3% | $11,250-92.0% |