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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,734 | $101,618-39.2% | $93,063-33.7% | $137,256-55.0% |
| Participation rate | 91.7% | 74.9%+16.7pp | 72.1%+19.6pp | 80.0%+11.7pp |
| Annual return | 16.61% | 223.95%-207.3pp | 34.15%-17.5pp | 220.34%-203.7pp |
| Employer contribution / active EE | $1,004 | $2,707-62.9% | $2,476-59.5% | $4,156-75.8% |
| Participant deferral / active EE | $1,832 | $4,279-57.2% | $3,958-53.7% | $6,407-71.4% |
| Admin fee / account holder | $6,394 | $6,198+3.2% | $6,033+6.0% | $12,270-47.9% |