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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,724 | $27,639-72.1% | $61,501-87.4% | $68,490-88.7% |
| Participation rate | 100.0% | 39.5%+60.5pp | 52.6%+47.4pp | 67.9%+32.1pp |
| Annual return | -25.48% | -13.19%-12.3pp | 339.04%-364.5pp | -7.85%-17.6pp |
| Employer contribution / active EE | $3,104 | $696+346.0% | $1,160+167.6% | $2,597+19.5% |
| Participant deferral / active EE | $2,362 | $1,264+86.9% | $2,125+11.2% | $4,028-41.4% |
| Admin fee / account holder | $409 | $2,012-79.7% | $2,132-80.8% | $5,403-92.4% |