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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,238 | $93,598-81.6% | $135,974-87.3% | $75,173-77.1% |
| Participation rate | 93.7% | 75.2%+18.5pp | 81.9%+11.8pp | 67.2%+26.5pp |
| Annual return | 34.13% | 30.89%+3.2pp | 68.30%-34.2pp | 160.72%-126.6pp |
| Employer contribution / active EE | $2,788 | $3,538-21.2% | $4,859-42.6% | $2,671+4.4% |
| Participant deferral / active EE | $6,056 | $6,405-5.4% | $7,760-22.0% | $4,126+46.8% |
| Admin fee / account holder | $1,273 | $6,978-81.8% | $10,767-88.2% | $5,651-77.5% |