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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $269,354 | $138,102+95.0% | $125,381+114.8% | $134,532+100.2% |
| Participation rate | 80.0% | 84.5%-4.5pp | 82.4%-2.4pp | 81.2%-1.2pp |
| Annual return | -14.65% | 750.73%-765.4pp | 572.31%-587.0pp | 418.27%-432.9pp |
| Employer contribution / active EE | $1,025 | $5,245-80.5% | $4,815-78.7% | $4,741-78.4% |
| Participant deferral / active EE | $11,658 | $7,801+49.4% | $7,448+56.5% | $6,401+82.1% |
| Admin fee / account holder | $36,481 | $11,568+215.4% | $10,007+264.6% | $11,429+219.2% |