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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,490 | $60,813+45.5% | - | $134,532-34.2% |
| Participation rate | 100.0% | 67.1%+32.9pp | - | 81.2%+18.8pp |
| Annual return | -26.46% | -10.69%-15.8pp | - | 418.27%-444.7pp |
| Employer contribution / active EE | $2,880 | $2,735+5.3% | - | $4,741-39.3% |
| Participant deferral / active EE | $22,750 | $4,132+450.6% | - | $6,401+255.4% |
| Admin fee / account holder | $1,443 | $4,065-64.5% | - | $11,429-87.4% |