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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,626 | $48,314-61.4% | $67,561-72.4% | $80,925-77.0% |
| Participation rate | 93.6% | 66.4%+27.2pp | 72.9%+20.7pp | 67.7%+26.0pp |
| Annual return | 17.52% | 18.28%-0.8pp | 3525.44%-3507.9pp | 35.65%-18.1pp |
| Employer contribution / active EE | $2,656 | $2,022+31.4% | $2,735-2.9% | $2,756-3.6% |
| Participant deferral / active EE | $3,459 | $2,927+18.2% | $4,003-13.6% | $4,299-19.5% |
| Admin fee / account holder | $577 | $3,690-84.4% | $4,006-85.6% | $6,940-91.7% |