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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,626 | $48,337-61.5% | $67,560-72.4% | $80,959-77.0% |
| Participation rate | 93.6% | 66.4%+27.2pp | 72.9%+20.7pp | 67.7%+25.9pp |
| Annual return | 17.52% | 18.26%-0.7pp | 3533.50%-3516.0pp | 35.67%-18.1pp |
| Employer contribution / active EE | $2,656 | $2,023+31.3% | $2,737-2.9% | $2,757-3.7% |
| Participant deferral / active EE | $3,459 | $2,928+18.1% | $4,004-13.6% | $4,300-19.6% |
| Admin fee / account holder | $577 | $3,695-84.4% | $3,994-85.6% | $6,925-91.7% |