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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $629,077 | $46,599+1250.0% | $64,101+881.4% | $75,173+736.8% |
| Participation rate | 7.1% | 65.9%-58.8pp | 72.3%-65.2pp | 67.2%-60.1pp |
| Annual return | -3.04% | 26.06%-29.1pp | 33.72%-36.8pp | 160.72%-163.8pp |
| Employer contribution / active EE | $0 | $1,975-100.0% | $2,749-100.0% | $2,671-100.0% |
| Participant deferral / active EE | $0 | $2,837-100.0% | $3,881-100.0% | $4,126-100.0% |
| Admin fee / account holder | $0 | $2,956-100.0% | $3,070-100.0% | $5,651-100.0% |