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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $644,169 | $48,337+1232.7% | $67,560+853.5% | $80,959+695.7% |
| Participation rate | 4.9% | 66.4%-61.6pp | 72.9%-68.1pp | 67.7%-62.8pp |
| Annual return | 2.40% | 18.26%-15.9pp | 3533.50%-3531.1pp | 35.67%-33.3pp |
| Employer contribution / active EE | $0 | $2,023-100.0% | $2,737-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $0 | $2,928-100.0% | $4,004-100.0% | $4,300-100.0% |
| Admin fee / account holder | $0 | $3,695-100.0% | $3,994-100.0% | $6,925-100.0% |