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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $256,691 | $107,421+139.0% | $182,262+40.8% | $94,015+173.0% |
| Participation rate | 92.8% | 77.8%+15.0pp | 84.2%+8.6pp | 70.8%+22.0pp |
| Annual return | 13.84% | 21.32%-7.5pp | 140.60%-126.8pp | 17.84%-4.0pp |
| Employer contribution / active EE | $5,284 | $3,448+53.3% | $5,046+4.7% | $2,790+89.4% |
| Participant deferral / active EE | $10,617 | $6,558+61.9% | $8,276+28.3% | $4,249+149.8% |
| Admin fee / account holder | $13,997 | $8,692+61.0% | $16,712-16.2% | $8,951+56.4% |