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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,331 | $102,385-57.7% | $147,080-70.5% | $80,935-46.5% |
| Participation rate | 63.0% | 75.9%-12.8pp | 82.2%-19.1pp | 67.7%-4.6pp |
| Annual return | 17.48% | 135.09%-117.6pp | 420.17%-402.7pp | 35.66%-18.2pp |
| Employer contribution / active EE | $2,146 | $3,717-42.3% | $4,933-56.5% | $2,757-22.1% |
| Participant deferral / active EE | $5,576 | $6,651-16.2% | $8,066-30.9% | $4,299+29.7% |
| Admin fee / account holder | $2,575 | $7,951-67.6% | $12,989-80.2% | $6,924-62.8% |