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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,624 | $77,908-69.7% | $149,696-84.2% | $75,173-68.6% |
| Participation rate | 51.9% | 65.6%-13.7pp | 78.8%-26.9pp | 67.2%-15.4pp |
| Annual return | 24.83% | 31.73%-6.9pp | 134.46%-109.6pp | 160.72%-135.9pp |
| Employer contribution / active EE | $1,295 | $3,138-58.7% | $4,821-73.1% | $2,671-51.5% |
| Participant deferral / active EE | $2,360 | $3,411-30.8% | $5,682-58.5% | $4,126-42.8% |
| Admin fee / account holder | $18 | $5,950-99.7% | $13,212-99.9% | $5,651-99.7% |