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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,216 | $86,940-35.3% | $102,434-45.1% | $80,935-30.5% |
| Participation rate | 65.5% | 72.4%-6.9pp | 76.5%-11.1pp | 67.7%-2.2pp |
| Annual return | 10.52% | 18.89%-8.4pp | 29.46%-18.9pp | 35.66%-25.1pp |
| Employer contribution / active EE | $1,459 | $2,370-38.4% | $3,023-51.7% | $2,757-47.1% |
| Participant deferral / active EE | $2,718 | $4,121-34.0% | $5,055-46.2% | $4,299-36.8% |
| Admin fee / account holder | $7,994 | $8,047-0.7% | $9,462-15.5% | $6,924+15.5% |