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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,426 | $138,102-88.8% | $125,381-87.7% | $134,532-88.5% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -20.34% | 750.73%-771.1pp | 572.31%-592.6pp | 418.27%-438.6pp |
| Employer contribution / active EE | $2,963 | $5,245-43.5% | $4,815-38.5% | $4,741-37.5% |
| Participant deferral / active EE | $3,916 | $7,801-49.8% | $7,448-47.4% | $6,401-38.8% |
| Admin fee / account holder | $5,284 | $11,568-54.3% | $10,007-47.2% | $11,429-53.8% |