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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $271,312 | $183,516+47.8% | $155,534+74.4% | $145,884+86.0% |
| Participation rate | 71.4% | 82.7%-11.3pp | 78.2%-6.8pp | 80.3%-8.9pp |
| Annual return | 9.86% | 61.43%-51.6pp | 64.92%-55.1pp | 551.85%-542.0pp |
| Employer contribution / active EE | $37,300 | $5,315+601.8% | $4,675+697.9% | $4,662+700.0% |
| Participant deferral / active EE | $24,000 | $6,467+271.1% | $5,630+326.3% | $6,690+258.8% |
| Admin fee / account holder | $31,657 | $19,293+64.1% | $15,900+99.1% | $13,392+136.4% |