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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $271,312 | $183,592+47.8% | $155,574+74.4% | $145,877+86.0% |
| Participation rate | 71.4% | 82.7%-11.3pp | 78.2%-6.8pp | 80.3%-8.9pp |
| Annual return | 9.86% | 61.37%-51.5pp | 64.87%-55.0pp | 551.28%-541.4pp |
| Employer contribution / active EE | $37,300 | $5,317+601.6% | $4,676+697.7% | $4,663+699.9% |
| Participant deferral / active EE | $24,000 | $6,466+271.2% | $5,629+326.3% | $6,691+258.7% |
| Admin fee / account holder | $31,657 | $19,316+63.9% | $15,914+98.9% | $13,402+136.2% |