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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,318 | $95,404-38.9% | $113,397-48.6% | $82,637-29.4% |
| Participation rate | 76.0% | 72.8%+3.2pp | 76.5%-0.5pp | 68.1%+7.9pp |
| Annual return | 10.80% | 19.08%-8.3pp | 23.20%-12.4pp | 53.51%-42.7pp |
| Employer contribution / active EE | $1,255 | $2,307-45.6% | $2,977-57.8% | $2,552-50.8% |
| Participant deferral / active EE | $2,690 | $4,220-36.2% | $5,076-47.0% | $4,126-34.8% |
| Admin fee / account holder | $6,489 | $9,168-29.2% | $11,957-45.7% | $7,339-11.6% |