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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,686 | $72,273-53.4% | $101,275-66.7% | $79,856-57.8% |
| Participation rate | 50.0% | 68.5%-18.5pp | 75.8%-25.8pp | 69.6%-19.6pp |
| Annual return | 15.29% | 22.30%-7.0pp | 46.48%-31.2pp | 31.71%-16.4pp |
| Employer contribution / active EE | $1,627 | $2,691-39.5% | $3,660-55.5% | $2,471-34.2% |
| Participant deferral / active EE | $2,193 | $3,282-33.2% | $4,371-49.8% | $3,741-41.4% |
| Admin fee / account holder | $0 | $4,401-100.0% | $5,948-100.0% | $5,306-100.0% |