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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,188 | $162,529-19.3% | $130,788+0.3% | $154,746-15.2% |
| Participation rate | 100.0% | 75.9%+24.1pp | 70.1%+29.9pp | 80.7%+19.3pp |
| Annual return | 20.13% | 510.48%-490.3pp | 386.44%-366.3pp | 172.34%-152.2pp |
| Employer contribution / active EE | $3,325 | $4,447-25.2% | $3,558-6.5% | $4,379-24.1% |
| Participant deferral / active EE | $27,750 | $4,808+477.1% | $4,137+570.8% | $6,730+312.3% |
| Admin fee / account holder | $928 | $7,669-87.9% | $6,673-86.1% | $14,365-93.5% |