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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,188 | $234,190-44.0% | $180,320-27.2% | $198,609-33.9% |
| Participation rate | 100.0% | 77.1%+22.9pp | 71.5%+28.5pp | 82.4%+17.6pp |
| Annual return | 20.13% | 1057.44%-1037.3pp | 778.54%-758.4pp | 202.70%-182.6pp |
| Employer contribution / active EE | $3,325 | $5,258-36.8% | $4,108-19.1% | $5,055-34.2% |
| Participant deferral / active EE | $27,750 | $4,988+456.3% | $4,304+544.7% | $6,977+297.7% |
| Admin fee / account holder | $928 | $12,558-92.6% | $10,000-90.7% | $19,030-95.1% |