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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,188 | $149,040-12.0% | $120,225+9.1% | $137,256-4.4% |
| Participation rate | 100.0% | 75.4%+24.6pp | 69.6%+30.4pp | 80.0%+20.0pp |
| Annual return | 20.13% | 605.68%-585.6pp | 439.23%-419.1pp | 220.34%-200.2pp |
| Employer contribution / active EE | $3,325 | $4,350-23.6% | $3,475-4.3% | $4,156-20.0% |
| Participant deferral / active EE | $27,750 | $4,655+496.2% | $3,999+594.0% | $6,407+333.1% |
| Admin fee / account holder | $928 | $6,348-85.4% | $5,696-83.7% | $12,270-92.4% |