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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,441 | $102,422-80.0% | $147,117-86.1% | $80,959-74.8% |
| Participation rate | 82.4% | 75.9%+6.5pp | 82.2%+0.2pp | 67.7%+14.7pp |
| Annual return | 14.20% | 135.16%-121.0pp | 420.54%-406.3pp | 35.67%-21.5pp |
| Employer contribution / active EE | $3,253 | $3,717-12.5% | $4,932-34.0% | $2,757+18.0% |
| Participant deferral / active EE | $6,872 | $6,652+3.3% | $8,065-14.8% | $4,300+59.8% |
| Admin fee / account holder | $17,540 | $7,953+120.5% | $12,993+35.0% | $6,925+153.3% |