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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,717 | $110,212+1.4% | $96,534+15.7% | $139,466-19.9% |
| Participation rate | 55.6% | 78.1%-22.6pp | 76.0%-20.4pp | 80.3%-24.8pp |
| Annual return | 11.77% | 26.42%-14.6pp | 25.88%-14.1pp | 373.66%-361.9pp |
| Employer contribution / active EE | $1,294 | $3,620-64.3% | $2,965-56.4% | $4,754-72.8% |
| Participant deferral / active EE | $2,214 | $5,547-60.1% | $4,851-54.4% | $6,712-67.0% |
| Admin fee / account holder | $651 | $11,599-94.4% | $8,253-92.1% | $11,409-94.3% |