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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,669 | $149,040-88.1% | $120,225-85.3% | $137,256-87.1% |
| Participation rate | 57.9% | 75.4%-17.5pp | 69.6%-11.7pp | 80.0%-22.1pp |
| Annual return | 24.66% | 605.68%-581.0pp | 439.23%-414.6pp | 220.34%-195.7pp |
| Employer contribution / active EE | $597 | $4,350-86.3% | $3,475-82.8% | $4,156-85.6% |
| Participant deferral / active EE | $2,437 | $4,655-47.6% | $3,999-39.1% | $6,407-62.0% |
| Admin fee / account holder | $1 | $6,348-100.0% | $5,696-100.0% | $12,270-100.0% |