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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,961 | $202,342-86.2% | $172,753-83.8% | $152,909-81.7% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 30.15% | 1029.88%-999.7pp | 803.00%-772.9pp | 345.46%-315.3pp |
| Employer contribution / active EE | $1,915 | $5,857-67.3% | $5,144-62.8% | $4,764-59.8% |
| Participant deferral / active EE | $5,536 | $5,948-6.9% | $5,198+6.5% | $5,851-5.4% |
| Admin fee / account holder | $755 | $17,112-95.6% | $13,956-94.6% | $11,601-93.5% |