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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,831 | $183,592-69.6% | $155,574-64.1% | $145,877-61.7% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 6.14% | 61.37%-55.2pp | 64.87%-58.7pp | 551.28%-545.1pp |
| Employer contribution / active EE | $6,246 | $5,317+17.5% | $4,676+33.6% | $4,663+33.9% |
| Participant deferral / active EE | $5,597 | $6,466-13.4% | $5,629-0.6% | $6,691-16.3% |
| Admin fee / account holder | $354 | $19,316-98.2% | $15,914-97.8% | $13,402-97.4% |