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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,922 | $27,936-43.0% | $58,561-72.8% | $75,173-78.8% |
| Participation rate | 43.5% | 38.8%+4.6pp | 50.9%-7.4pp | 67.2%-23.7pp |
| Annual return | 39.15% | 44.21%-5.1pp | 4251.33%-4212.2pp | 160.72%-121.6pp |
| Employer contribution / active EE | $1,076 | $670+60.8% | $1,053+2.2% | $2,671-59.7% |
| Participant deferral / active EE | $2,064 | $1,202+71.7% | $1,923+7.3% | $4,126-50.0% |
| Admin fee / account holder | $239 | $1,727-86.2% | $2,520-90.5% | $5,651-95.8% |