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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,043 | $107,079-39.3% | $151,266-57.0% | $87,485-25.7% |
| Participation rate | 43.9% | 71.1%-27.2pp | 77.0%-33.1pp | 68.9%-25.0pp |
| Annual return | 19.24% | 22.17%-2.9pp | 180.60%-161.4pp | 26.06%-6.8pp |
| Employer contribution / active EE | $1,714 | $3,174-46.0% | $4,237-59.6% | $2,596-34.0% |
| Participant deferral / active EE | $2,689 | $5,789-53.6% | $7,337-63.4% | $4,274-37.1% |
| Admin fee / account holder | $4,115 | $8,059-48.9% | $13,159-68.7% | $7,775-47.1% |