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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,043 | $98,652-34.1% | $142,942-54.5% | $82,448-21.1% |
| Participation rate | 43.9% | 72.8%-28.8pp | 76.8%-32.9pp | 68.1%-24.2pp |
| Annual return | 19.24% | 22.65%-3.4pp | 113.70%-94.5pp | 41.64%-22.4pp |
| Employer contribution / active EE | $1,714 | $3,211-46.6% | $4,139-58.6% | $2,551-32.8% |
| Participant deferral / active EE | $2,689 | $5,580-51.8% | $7,128-62.3% | $4,139-35.0% |
| Admin fee / account holder | $4,115 | $8,078-49.1% | $12,475-67.0% | $7,234-43.1% |