Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 3-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,370 | $101,795-69.2% | $165,100-81.0% | $80,959-61.3% |
| Participation rate | 34.1% | 71.8%-37.7pp | 78.6%-44.5pp | 67.7%-33.5pp |
| Annual return | 23.90% | 16.73%+7.2pp | 70.21%-46.3pp | 35.67%-11.8pp |
| Employer contribution / active EE | $0 | $2,954-100.0% | $4,348-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $4,788 | $4,476+7.0% | $6,035-20.7% | $4,300+11.3% |
| Admin fee / account holder | $1,343 | $8,221-83.7% | $12,696-89.4% | $6,925-80.6% |