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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $587,582 | $167,353+251.1% | $143,797+308.6% | $134,545+336.7% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -4.35% | 0.48%-4.8pp | -0.04%-4.3pp | 418.37%-422.7pp |
| Employer contribution / active EE | $40,500 | $5,620+620.6% | $4,952+717.8% | $4,742+754.2% |
| Participant deferral / active EE | $22,667 | $6,447+251.6% | $5,638+302.0% | $6,401+254.1% |
| Admin fee / account holder | $16,757 | $18,096-7.4% | $14,679+14.2% | $11,431+46.6% |