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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,788 | $106,557-75.8% | $91,227-71.7% | $134,545-80.8% |
| Participation rate | 100.0% | 76.8%+23.2pp | 73.2%+26.8pp | 81.2%+18.8pp |
| Annual return | -22.48% | 160.81%-183.3pp | 114.14%-136.6pp | 418.37%-440.8pp |
| Employer contribution / active EE | $10,009 | $3,332+200.4% | $2,851+251.1% | $4,742+111.1% |
| Participant deferral / active EE | $3,629 | $4,719-23.1% | $4,234-14.3% | $6,401-43.3% |
| Admin fee / account holder | $409 | $6,235-93.4% | $5,423-92.5% | $11,431-96.4% |