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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,083 | $27,936-96.1% | $58,561-98.2% | $75,173-98.6% |
| Participation rate | 51.2% | 38.8%+12.4pp | 50.9%+0.4pp | 67.2%-16.0pp |
| Annual return | 35.44% | 44.21%-8.8pp | 4251.33%-4215.9pp | 160.72%-125.3pp |
| Employer contribution / active EE | $156 | $670-76.7% | $1,053-85.2% | $2,671-94.2% |
| Participant deferral / active EE | $265 | $1,202-78.0% | $1,923-86.2% | $4,126-93.6% |
| Admin fee / account holder | $15 | $1,727-99.1% | $2,520-99.4% | $5,651-99.7% |