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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,221 | $148,629-56.1% | $135,982-52.0% | $139,487-53.2% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 20.44% | 79.33%-58.9pp | 68.32%-47.9pp | 373.84%-353.4pp |
| Employer contribution / active EE | $14,167 | $5,247+170.0% | $4,859+191.6% | $4,755+198.0% |
| Participant deferral / active EE | $20,910 | $8,102+158.1% | $7,760+169.5% | $6,713+211.5% |
| Admin fee / account holder | $2,571 | $12,406-79.3% | $10,767-76.1% | $11,407-77.5% |