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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,289 | $95,959-39.3% | $97,411-40.2% | $138,895-58.0% |
| Participation rate | 100.0% | 81.8%+18.2pp | 80.4%+19.6pp | 79.9%+20.1pp |
| Annual return | 17.48% | 29.30%-11.8pp | 34.72%-17.2pp | 145.39%-127.9pp |
| Employer contribution / active EE | $3,032 | $4,278-29.1% | $4,210-28.0% | $4,194-27.7% |
| Participant deferral / active EE | $14,425 | $5,876+145.5% | $5,886+145.1% | $6,396+125.5% |
| Admin fee / account holder | $3,166 | $7,555-58.1% | $7,145-55.7% | $12,562-74.8% |