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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,722 | $72,465-19.0% | $67,575-13.1% | $145,884-59.7% |
| Participation rate | 57.1% | 76.9%-19.7pp | 72.9%-15.8pp | 80.3%-23.2pp |
| Annual return | 1665.99% | 7222.56%-5556.6pp | 3528.98%-1863.0pp | 551.85%+1114.1pp |
| Employer contribution / active EE | $0 | $3,074-100.0% | $2,736-100.0% | $4,662-100.0% |
| Participant deferral / active EE | $12,283 | $4,786+156.7% | $4,003+206.8% | $6,690+83.6% |
| Admin fee / account holder | $228 | $5,515-95.9% | $3,993-94.3% | $13,392-98.3% |