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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $155,271 | $77,472+100.4% | $100,415+54.6% | $80,959+91.8% |
| Participation rate | 85.5% | 76.9%+8.5pp | 81.5%+3.9pp | 67.7%+17.8pp |
| Annual return | 12.19% | 37.26%-25.1pp | 49.47%-37.3pp | 35.67%-23.5pp |
| Employer contribution / active EE | $1,064 | $2,800-62.0% | $3,943-73.0% | $2,757-61.4% |
| Participant deferral / active EE | $8,151 | $6,818+19.5% | $8,091+0.7% | $4,300+89.5% |
| Admin fee / account holder | $30,294 | $5,885+414.8% | $7,906+283.2% | $6,925+337.4% |