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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,262 | $77,460-45.4% | $100,378-57.9% | $80,925-47.8% |
| Participation rate | 87.7% | 76.9%+10.8pp | 81.5%+6.2pp | 67.7%+20.1pp |
| Annual return | 41.61% | 37.24%+4.4pp | 49.41%-7.8pp | 35.65%+6.0pp |
| Employer contribution / active EE | $24 | $2,801-99.1% | $3,942-99.4% | $2,756-99.1% |
| Participant deferral / active EE | $14,167 | $6,818+107.8% | $8,087+75.2% | $4,299+229.6% |
| Admin fee / account holder | $2,860 | $5,887-51.4% | $7,899-63.8% | $6,940-58.8% |