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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,818 | $134,817-55.6% | $123,973-51.7% | $155,188-61.5% |
| Participation rate | 100.0% | 79.4%+20.6pp | 76.7%+23.3pp | 80.8%+19.2pp |
| Annual return | 9.19% | 515.49%-506.3pp | 388.13%-378.9pp | 148.84%-139.6pp |
| Employer contribution / active EE | $31,154 | $4,425+604.0% | $4,126+655.1% | $4,248+633.4% |
| Participant deferral / active EE | $2,318 | $5,706-59.4% | $5,247-55.8% | $6,531-64.5% |
| Admin fee / account holder | $3,668 | $13,245-72.3% | $11,799-68.9% | $14,480-74.7% |