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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,818 | $171,492-65.1% | $150,734-60.3% | $198,609-69.9% |
| Participation rate | 100.0% | 81.4%+18.6pp | 78.4%+21.6pp | 82.4%+17.6pp |
| Annual return | 9.19% | 804.70%-795.5pp | 600.81%-591.6pp | 202.70%-193.5pp |
| Employer contribution / active EE | $31,154 | $5,470+469.5% | $4,918+533.4% | $5,055+516.2% |
| Participant deferral / active EE | $2,318 | $6,259-63.0% | $5,610-58.7% | $6,977-66.8% |
| Admin fee / account holder | $3,668 | $17,628-79.2% | $14,905-75.4% | $19,030-80.7% |