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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $174,906 | $175,231-0.2% | $149,696+16.8% | $139,466+25.4% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 17.10% | 166.77%-149.7pp | 134.46%-117.4pp | 373.66%-356.6pp |
| Employer contribution / active EE | $8,863 | $5,478+61.8% | $4,821+83.8% | $4,754+86.4% |
| Participant deferral / active EE | $6,658 | $6,521+2.1% | $5,682+17.2% | $6,712-0.8% |
| Admin fee / account holder | $3,290 | $16,155-79.6% | $13,212-75.1% | $11,409-71.2% |